Credit Card Company Submitted Incorrect Amount Owed

In re Gebermariam; Case No. 07-11355-RGM; February 26th, 2008 Judge Mayer, sua sponte, issued this memorandum opinion decreasing the amount owed because the credit card company submitted an affidavit with numbers adding up to a different amount than that...

Reaffirmation Income and Expenses

In re Golman; Case No. 07-12496-RGM; February 20th, 2008 Income and expenses on reaffirmation differed from Schedules I & J without explanation required by Rule 4008.  Debtors had the opportunity to be heard, but were not able to explain the difference. ...

Reaffirmation Requirements

In re Senseng; Case No. 07-11165-RGM; February 19th, 2008 No Debtor signature and income and expenses on reaffirmation differed from Schedules I & J without explanation required by Rule 4008.  Reaffirmation agreement not...

Attorney Opinion in Reaffirmation Agreements

In re Gonzalez; Case No. 07-11165-RGM; February 11th, 2008 If the agreement shows there to be an undue hardship, and the attorney does not check the box that certifies that despite the undue hardship “the debtor(s) is/are able to make the required payment.”  Because...

Reaffirmation Agreement Requirements

In re Bensinger; Case No. 07-12984-RGM; February 6th, 2008 Debtor was represented by counsel who did not completely fill out the reaffirmation agreement.  Also, the monthly income and expenses on the reaffirmation agreement did not match Schedules I & J in the...