Lost in Bank’s Computer System: Violation of Discharge Injunction

April 14, 2008

Zombro v. SunTrust; AP No. 06 – 1166; April 14, 2008 This case involved a credit card account and a deed of trust at SunTrust bank. The first legal issue the court addressed was whether or not the debtor would be allowed to amend their complaint  against the bank. To this the court decided that [...]

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Who Can File Pleadings for Debtor?

March 19, 2008

In re Carr; Case No. 05-11697-RGM; March 19th, 2008 When a party to a case is represented by counsel, counsel and counsel alone should be filing the pleadings.  In addition to this error, the motion alleged that Wachovia Bank, the trustee of a trust established under the will of Robert A. Geary.  The question at [...]

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Relationship Between Fiduciary Duty In and Out of Bankruptcy and Non-Dischargeability

March 7, 2008

In re Stewart; Case No. 07-10860-RGM; March 7th, 2008 This case was before Judge Mayer on a motion for summary judgment filed by the debtor.  The Plaintiff in this case filed an adversary proceeding asserting that a judgment it had obtained in District Court in Oregon was nondischargeable under §§523(a)(4) and (a)(6) of the Bankruptcy [...]

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Joint Owner’s Agreement to Settle Home and Approval by Court

March 6, 2008

In re Pertis; Case No. 04-14471-RGM; March 6th, 2008 This case was before Judge Mayer on a motion to approve a settlement between the debtor and herself relating to the division of the proceeds of sale of their former marital home.  The non-debtor party, Ms. Herrick, asserts that the debtors failure to make post-petition payments [...]

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Fiduciary Obligation of Debtor’s Business Nondischargeable as to Debtor

March 3, 2008

In re Hernandez; Case No. 07-11413-RGM; March 3rd, 2008 The simple non-delivery of funds does not necessarily equate to embezzlement, larceny, or a willful and malicious injury. However, where there is an applicable trust agreement with a corporate entity, the obligations of which are guaranteed by the debtor who is also an officer and person [...]

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Motion to Extend Stay and Third Party Injunction

February 27, 2008

In re Shea; Case No. 08-10350-RGM; February 27th, 2008 The debtor in this case previously had a case dismissed within the last year.  Because of this, according to Bankruptcy Code §362(c)(3)(B), a hearing to extend the automatic stay beyond this 30 day period must be “completed before the expiration of the 30-day period.”  That court [...]

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Credit Card Company Submitted Incorrect Amount Owed

February 26, 2008

In re Gebermariam; Case No. 07-11355-RGM; February 26th, 2008 Judge Mayer, sua sponte, issued this memorandum opinion decreasing the amount owed because the credit card company submitted an affidavit with numbers adding up to a different amount than that claimed.

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Proceeding with Divorce When in Bankruptcy

February 21, 2008

In re Exum; Case No. 08-10079-RGM; February 21st, 2008 Debtor’s spouse filed a Motion for Relief from the Automatic Stay to Proceed with divorce proceedings.  Court noted that the automatic stay, does not operate as a stay of the commencement or continuation of a civil action “(ii) for the establishment or modification of an order [...]

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Reaffirmation Income and Expenses

February 20, 2008

In re Golman; Case No. 07-12496-RGM; February 20th, 2008 Income and expenses on reaffirmation differed from Schedules I & J without explanation required by Rule 4008.  Debtors had the opportunity to be heard, but were not able to explain the difference.  Therefore, the court did not approve the reaffirmation agreement.

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Reaffirmation Requirements

February 19, 2008

In re Senseng; Case No. 07-11165-RGM; February 19th, 2008 No Debtor signature and income and expenses on reaffirmation differed from Schedules I & J without explanation required by Rule 4008.  Reaffirmation agreement not approved.

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